Financial Advisory for Growing SMEs

Clean Financials Open Doors

For growing businesses, financial management is often the last function to be professionalised — and the first thing banks, investors, and government procurement offices scrutinise. Clean, audited financials are not a formality; they are the foundation for accessing credit, winning contracts, and making sound growth decisions.

Euro Arab Group provides SME-focused audit and advisory at a scale that fits growing budgets. We work with owner-managed businesses, early-stage companies, and established SMEs across Jordan, Saudi Arabia, and the UAE to build financial credibility and support the next stage of growth.

Annual Audit

Independent verification of your financial statements under IFRS or local GAAP. Required by many banks and investors, and increasingly expected by government procurement bodies across the GCC.

Bookkeeping & Accounting

Ongoing accounting support — accounts payable and receivable management, payroll processing, bank reconciliation, and monthly financial reporting — so your records are always audit-ready.

Financial Planning

Cash flow projections, profitability analysis, scenario modelling, and 12-month financial forecasts. Built to inform real decisions — expansion timing, hiring, equipment investment, or market entry.

Financing Documentation

Complete financial documentation packages for bank loans, working capital facilities, and investor pitches. We prepare what lenders and investors expect to see — no guesswork on your side.

Business Advisory

Strategic financial guidance on pricing, cost management, profitability improvement, and growth planning. Practical advice grounded in your numbers, not generic frameworks.

Tax & VAT Compliance

Tax planning, return preparation, VAT registration, and compliance with local tax regulations in Jordan, Saudi Arabia, and the UAE. Stay compliant without diverting management attention.

Pricing and scope built for growing businesses — not enterprise fee structures applied to smaller companies

Deep familiarity with MENA regulatory environments, banking practices, and investor expectations

Clear scope, fixed-fee engagements where possible, and no surprise charges at reporting time

From monthly bookkeeping through annual audit to investor-ready documentation — one team, one relationship

For SMEs with revenues up to USD 2M. Scope and pricing confirmed after an initial review of your records.

Ongoing accounting support with monthly reporting. Priced based on transaction volume and complexity.

12-month forecast and analysis. Delivered as a working model you can update, not a static document.

Bank loan or investor documentation package. Includes financial projections, business plan support, and lender-ready formatting.

Why does my SME need an independent audit?

An independent audit verifies your financial statements under recognised standards such as IFRS or local GAAP. Banks, investors, and government agencies routinely require audited financials before extending credit, approving funding, or awarding contracts. Even when not legally required, an audit builds credibility and often reveals inefficiencies that save money.

What accounting standards do you follow for SME audits?

We audit under International Financial Reporting Standards (IFRS), IFRS for SMEs, and local GAAP as applicable in Jordan, Saudi Arabia, and the UAE. We select the appropriate framework based on your jurisdiction, industry, and the requirements of your bank or investors.

How long does an SME audit take and what do I need to prepare?

A typical SME audit takes 3 to 6 weeks from planning to final report, depending on the complexity of your operations and the state of your records. We provide a preparation checklist at engagement so you know exactly what documentation to have ready.